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News BBC | BBC News BBC | BBC News TALKING POINT
Is baby bonding a good concept? Governments have presented proposals for each UK-born baby to receive up to 800 lbs in a fiduciary between them. It is the government's latest "big idea" to help households and relieve children suffering poor. You think baby bonds are a good thing?
Our aim is to educate a younger age that will make a beginning on the way to the management of their own finance. It is the notion that this "financial" accountability, in turn, reduces the amount of benefit-dependent individuals that are created by the policies of former states. One should think that there are much more important government imperatives for which it can afford to pay.
What can the government do to make such predictions about the level of prosperity of different households in the world? I can understand why savings are important for the years to come - but in 18 years, when the first of these bonds is issued, who will be in charge?
I' m annoyed as someone who never had kids before. Once again, parents are to be repaid with cash in a cinematic purchasing game. The ones who are reasonable enough to realize that this is good only for a few political groups and a new dressing room are probably reasonable enough not to allow themselves to be deceived about starting your own business.
They are the ones who do not have the pecuniary strength to bring up kids who are influenced by this politics - and we will see and see what a big error it is. It is not appropriate in this world to reward humans for their baby.
So why don't you keep it in a mutual until they' re 60, then they could at least get some kind of annuity as there will certainly be no state annuity until then. How will 800 pounds accessible from adult age help alleviate children's impoverishment? When baby bonds are such a good concept, why isn't there a state program to provide everyone with a good educational experience?
Strongly I suppose it is a bubble and that the effect of 800 pounds in 18 years will be like trying to dehydrate the North Sea with a pipette. Additional cash from the bonds should be passed on to the parent. It is not a help for the really needy who need it now just to live and do their best for their kids.
Any good ideas? But if you prefer to help improving the many poor adolescents, chances are better than just making good bucks. Well, just because he's a dude and he won't have children, he thinks it's a terrible notion. It' just another administrator dream - spend the extra amount on your school, etc. and spare everyone a penny.
That government does not differ from the old Labour - bureaucracy, institutionalized inefficiencies and job creation for the young. I' m shocked that here folks are proposing that the cash should be used instead for free study dues. Everybody can profit from the funds, no difference whether they are academic or not.
Can he dare to use government funds so reluctantly to finance his re-election campagne? Baby bonds are good in the theory, but in reality the way the scheme is implemented is nothing more than a charge of steam. What remains is the higher commitment offered to infants conceived in impoverished backgrounds - because it is the intention that the infant will only see this cash in adult age anyway - and that the family's finances may vary.
Who' d say which kid gets the higher attachment? Much better way to achieve such a commitment would be to keep it with further reward until it reaches 25 years if that individual has a vocational skill, can be self-reliant and practices at home.
It'?s just another preposterous fantasy of this uncertain administration. Lovely suggestion, but 500 at 18 is too late for that, if the individual cannot afford to study because of the underfunding of our school. How about making sure that kids get priority on NHS waitlists so they don't waste most of their educational needs? However, this monies can be used elsewhere to REALLY combat it.
Schooling, NHS, crime, drugs, transport - that' s what you should be spending on. lf humans want to have a child, they should finance it - not the tax payer. Not a few young adults quit their schooling and volunteer abroad for some while. In order to make VSO today, it seems that you have to bring up quite large amounts of cash, so I see the funds as an opportunity for those who don't have it to see it for themselves.
If they had the option, I don't think children would be spending dollars on narcotics instead of traveling. Isn' this just a variation of the suggestion that a 10-year-old kid Tony Blair made some time ago as a possible answer to youth criminality? Entrust it to this administration to revise its concept so that it is now an ineffective, undirected, senseless squandering of taxpayers' funds.
The provision of investment funds for childrens means that the goverment does not believe that the vast majority will be able to buy care for their orphans. Maybe the first thing the government should do is deal with this very basic error in our societies. Gimme the 18-year-old cash, and the majorities will waste it. You want evidence, ask the mediocre pupil what he did with his first loan: HiFi, beers, clothes, yes.
Investment in the years to come is a great fantasy, I think, but how about first making sure there are enough desk space and staff in the classes of our school before we distribute our funds to them? That' an outstanding notion! Finally someone invests our monies for more than 4 years at a stretch.
Well, who' got to finance this plan - my Generation! That kind of immature concept makes me angry. Most of my first year loans were for my first year study fee. It has been said to our generations that we will not get a state retirement benefit, we will not get college scholarships, and we certainly did not have any funds available at birth.
However, guesswork, who has to finance this program and the current state pension - yes, my Generation! You' d be better off paying for good parent-teacher schooling. At the very least, this administration is trying to do something about the issue of destitution and planning the future of our kids. Every penny that has been put into these ludicrous fiduciary trusts would be much better invested in hospital child care institutions, better schools and subsidized universities.
Campaign or not, it's a great notion! Campaign or not, it's a great notion! Somebody in old age will have to take good look at these elderly and if they do not have their own kids, they will rely on those who do. The majority of those who want to make savings for their kids will do so.
When I am the parents of two small babies myself, I have the feeling that Labour "sold me down the river". Are the bonds being used to repay the large students' loan that necessarily needs a child to finance their schooling? It seems that the funds flow into the family, but everyone else has to settle the bill, while at the same moment we are said to have to take care of ourselves in the years to come and in our old age, because the state can no longer finance it.
This baby loans may be a good thing, but the focus for my taxes is my futures, they help genuine destitution (i.e. the scarcity of the basic necessities of life) and these pie-in-the-sky programs are at the top of the agenda. I' d like a cash amount like the one that proposed starting the nesting eggs of my kids.
It is practically not possible with 5 kids to plan away a reasonable amount of cash, however big the intention may be. It'?s a completely stupid notion. When the government wants to help youngsters, it should address them directly. A good suggestion - but why only "poor" mothers? There are no kids, but I don't blame myself for spending in this way, and I find it insulting that youngsters already assume that they are not accountable enough to do so.
Now there are no subsidies to finance them through higher learning. Baby bonding will help new homes when they reach this stage, but my kids seem to have come too close at both ends of their brief years.
There are many "in the future" vows around voting season, but one that holds out the prospect of cash when you're 18 extends it a little. It is an empty pledge and those who believe it is given to help them or their kids should awaken. Governments now promised you cash you can't have until you're 18 years old - that's the financial counterpart to the "later" rate used by them.
If I had a kid who, for example, had a addiction to drugs, I would want to prevent them from getting this kind of money. I am sure that for the folks who are planning to have baby in the next five years, baby ties are just a good notion.
To those of us who hang on to debt from our college years, who have to delay ten years to be financial solid, it is just another fashion - it will be done away with by the day I arrive. Provide everyone, regardless of their backgrounds, with the possibility to be made, and stop paying our taxes on a gimmick.
So how on earth is this supposed to relieve children's impoverishment if the "child" will be an "adult" by the moment it actually sees the cash? But the government must look at what happens before the baby turns 18 years old.
Being a young lady who cannot have kids, I am very embittered about this program. What kind of free cash is that? When I was 19, I rejected proposals that I had seen that the funds given to me would be used to buy narcotics. It would be very useful for such things as payment of my rental and invoices, as well as the vast majority at my ages who do not decide to violate the laws.
How about my peers who decide to continue their studies and are too young for scholarships, but too old for bonds? Do the governments really believe that the UK general publics will not see through this apparent bribery? This or a previous administration does not really care about the "family".
Governments can keep their Jam Tomorrow pledges and find another way to squander my taxpayers' dollars. Such a terrible thought! Again, those who decide not to have kids are punished. It' s a good concept - very good campaign and a useful handy one. Youngsters will be introduced to the concept of how to save capital and investments.
Our otherwise thrifty Chancellor is now proposing a leaflet for newborns - so maybe we can soon count on an advertisement for the rattling of little legs at 11 Downing Street? If the government wants to help those with higher learning, I think it should help them depending on their particular situations.
It will be some persons whose birth homes were very impoverished, but very wealthy at 18. As I am myself expecting and worried about my baby's futures, this baby loan is a great way to use taxpayers' funds to improve our children's futures.
Thus, for the government, babies conceived in "poor" households are more important than those conceived in "rich" households. While I do not want to humiliate our youngsters, I think it is right to say that in more than a few cases at least part of the funds can be spend on currently illicit narcotics.
Well done, the government - you are about to give a booster to drugs dealers and organized criminality. The government is very interested in helping families, but perhaps now is the right moment for the whole of community to get something for it. What would it be like to promise the cash if and only if the children attend schools and abide by the laws - otherwise they get nothing?
Could even conserve cash (and grief) in the long run. If there is a possibility that a parent can increase the starting amount, I think this is a good one. Ultimately, the winning company will be Labour Celesie, the Blair Government's trustee management company.
And if this offering is to help alleviate infant impoverishment, wealthy infants will certainly not need the cash. Another way to create another class gap, and I thought we were all equally birthed, not wealthy or impoverished. Affected students will find that they will not be paying their tuition if they go in this way.
It will not help those who don't go to college to buy a house and it won't be much for the kids who really need it. So why don't you just call it the Eighteenth Birthday Party Fund? Free cash. Isn' this just another example of this government's faith that it knows how to better disburse our funds than we do?
No matter, at least when my daugther is 18 years old, she can afford to cover her study costs with her fiduciary funds. Well, I don't have any kids, and I don't plan to have any. What is the point of using my taxpayers income to subsidize someone else's kid? Why should those who have kids and are now too old or no longer want them subsidize others?
When you make the choice to have kids, you take full ownership of their financing; the government should not finance a baby boomer with government funds. Maybe it is a little bit of an ambition to ensure the paying out of bonds for adult baby's as we are not sure what the next year will be, let alone the next twenty years.
OK - so, where does the government get all this additional money for these "baby loans"? It' just a trick of the government to get more Labour voices from the people! Is it a kind of "bribe" for a woman to think about having more babies, which increases the number of this decreasing people?
Although I can't quite avoid the hath he made of the F&M issue, the baby loan concept is bright; it just shows how adaptable a UK administration can be. Want another baby boomer? Given that the kids would not get the cash until they were 18, it will not improve their lifestyles until then, and what happens with 18?
Are they going to pay it for schooling or for more enticing things like a automobile or a DVDs? I am afraid that the Labour Party is so bad at the intelligence of the UK nation that it actually believes that we would be taken in by this mischief. This is a prime example of a government that does not know how to correctly disburse taxpayers' moneys.
Even more state prejudices against those of us who cannot or do not want to have them. Are they going to give me some cash to buy equities because I'm not straining our already overburdened infrastructures? The government believes it can remain in office by purchasing voices. Think that'?s the most ludicrous thing I ever hear of.
Binding babies is an egregious notion - another way to force hardworking adults to live the lives of others. Borrowing babies is just a pre-election bubble intended to buy voices. Also the starting amount, 500, is totally insufficient to make funds available for, say, college unless it is replenished by someone.
It' s a good concept, but let' be honest, the announcement at this point is simply a campaign - clean and easy! But it is so unfortunate that we have to await electoral season before new proposals are put forward.